Loan Grading & ALLL Compliance

Leveraging many years of banking experience and in consultation with regulatory agencies, FastGrade's rich, embedded formulae and easy-to-use format give you and your lending team a new level of lending compliance performance and analysis with reporting flexibility. Be prepared for examiners. FastGrade allows your bank to simplify and standardize your loan review and ALLL reserve processes and reporting.

Loan Grading (IPS Compliant)

FastGrade's proprietary dual loan grading feature ties a number grade to a regulatory credit quality classification allowing banks to assess the health of individual customers and meet regulatory guidelines. Determine the best grading scale for your banks by choosing between a 6 point and a 9 point grading scale. Each scale meets with regulatory guidance for split classification.

ALLL Reserve

Maximize your time by using FastGrade's automated ALLL reserve feature. Simplify, standardize, and automate your FAS 5, FAS 114, and your ALLL calculation. Data already in the FastGrade system is compiled to help determine appropriate reserve calculations by each FFIEC code. Spend your time assessing risk factors for your bank rather than moving information from one excel spreadsheet to the next.

• Review previous quarter's results and historic trends in your portfolio
• Determine whether to use 3,5, or 7 years of historic data and their appropriate weightings
• Provide examiners with supporting documentation for risk settings
• Use FastGrade's automated capability to determine specific impairment amounts for FAS114